How many hours are required for a Florida 2-14 life license?

Florida DFS currently lists a 30-hour life and variable-contracts prelicensing course for the standard resident 2-14 path. The course must have been completed within four years before applying unless an official exemption applies.

How many questions are on the Florida 2-14 exam?

The 2026 Pearson VUE outline lists 85 scored questions plus 10 unscored pretest questions, for 95 questions presented in two hours. The passing score is 70%.

How much does a Florida 2-14 license cost?

Fixed fees for one attempt are $44 for the exam and $55 in state application and license-identification fees. Florida DFS lists resident LiveScan at $49.50 plus county sales tax. Add the approved course price; with TPG's advertised $149 option, estimate about $298 plus fingerprint tax.

Is fingerprinting required for a Florida 2-14 resident applicant?

Yes. The Florida 2-14 qualification sheet requires fingerprints. Florida DFS directs resident applicants to IdentoGO by Idemia for LiveScan unless a stated exemption applies.

Does a Florida insurance license expire every two years?

Florida lists 24 hours of CE due biennially, but the 2-14 qualification sheet separately states that the license expires after 48 months without an appointment. Keep the license appointed and satisfy the CE requirement shown in MyProfile.

Florida 2-14 Life Insurance License Requirements 2026

30 hours of pre-licensing, 95-question state exam, ~$298 all-in. Here is the exact path.

Verified against the Florida Department of Financial Services on July 20, 2026.

Free Florida Licensing Roadmap

A printable step-by-step PDF covering pre-licensing, application requirements, the Pearson VUE exam, and what to do the week your license arrives.

30 hrs

Pre-licensing hours

95 Qs

Exam questions

70%

Passing score

~$298

Total cost estimate

Typical timeline: Varies by course, testing availability, and state review

Path options: Florida's 2-14 resident life license requires a 30-hour life and variable-contracts course unless an official exemption applies.

Already licensed in Florida?

Skip the licensing details. See how Florida agents are building remote insurance businesses with The Price Group.

How to sell insurance from home in Florida

5 Steps to Get Licensed in Florida

Use this as a practical roadmap. Your state may allow or require a different order for education, examination, application, and fingerprinting.

1
Complete pre-licensing education
Complete the education required for your license type through an approved provider. Course format and completion time vary by state and provider.
Start the JustInsurance Course
2
Schedule your Florida state exam
Register through Pearson VUE, the testing partner for the Florida Department of Financial Services. Use the provider's current portal to confirm available testing formats and appointments.
Schedule with Pearson VUE Visit Florida Department of Financial Services
3
Pass the Florida life insurance exam
Review the testing provider's current identification, arrival, and remote-testing rules before exam day. Use the official content outline to guide your preparation.
Retake policy: Each retake requires another $44 fee. Pearson VUE's Florida handbook limits candidates to five attempts for the same exam type in a 12-month period.
4
Submit your license application
After passing, file your application through NIPR or your state's online portal and follow the documentation requirements for your license type.
Fingerprinting: IdentoGO by Idemia; Florida DFS lists $49.50 plus applicable county sales tax for resident LiveScan
5
Get appointed with carriers
A license alone does not authorize work for every carrier or product. The Price Group can assist with carrier contracting, subject to carrier approval and applicable state requirements.

Want this written out as a printable checklist?

Florida Licensing Cost Breakdown

Everything you can expect to pay to get fully licensed in Florida.

Item	Cost
State-approved pre-licensing course	$149
Florida state exam fee	$44
License application fee	$55
Background check / fingerprinting	$50
Estimated total	~$298

Course prices and government fees can change. Verify the course on the state-approved provider list and confirm current fees before paying.

How to become a life insurance agent in Florida: official steps

Step 1: confirm you meet the Florida 2-14 resident qualifications. Step 2: complete the required 30-hour life and variable-contracts prelicensing course unless an official exemption applies. Step 3: pass the Pearson VUE examination. Step 4: submit the MyProfile application and state fees. Step 5: submit fingerprints through Florida DFS's approved vendor. Step 6: resolve any application deficiencies and confirm license approval in MyProfile.

A Florida license requires an appointment to be valid. Licensing and carrier appointment are separate steps, so do not transact insurance until both are in place.

How much does a Florida 2-14 insurance license cost in 2026?

The current fixed exam and state fees are $99 for one attempt: a $44 Pearson VUE exam fee, a $50 application fee, and a $5 license-identification fee. Florida DFS lists resident LiveScan fingerprinting at $49.50 plus applicable county sales tax.

Add the price of the required 30-hour course. Using TPG's advertised $149 course price and rounding fingerprinting to $50, the working estimate is about $298 plus applicable fingerprint tax. Verify that the exact Florida 2-14 course is approved before paying.

Optional study materials and exam retakes are not included. Each retake costs another $44.

Florida 2-14 exam: questions, time, score, and fee

Pearson VUE's examination outline effective January 1, 2026 lists 85 scored questions plus 10 unscored pretest questions for the Florida Agent's Life examination. Candidates see 95 total questions and have two hours.

The passing score is 70%, and the exam fee is $44 per attempt. Pretest questions are mixed into the exam and are not identified.

The handbook limits candidates to five attempts for the same examination type during a 12-month period.

How many prelicensing hours are required for Florida 2-14?

Florida DFS currently requires a 30-hour life and variable-contracts prelicensing course completed within four years before the application, unless the applicant qualifies through one of the state's listed education, designation, or resident-transfer alternatives.

Use the DFS course search and confirm the exact 2-14 course before enrolling. A general exam-prep product is not automatically a qualifying prelicensing course.

How long does a Florida 2-14 license take?

Florida does not guarantee a universal turnaround. Plan for the time needed to complete 30 hours of education, obtain an exam appointment, submit fingerprints, and clear DFS review.

Pearson VUE says appointments may be available as soon as one calendar day ahead, subject to availability. Fingerprint or application issues can extend the timeline, so monitor MyProfile for deficiencies rather than relying on a promised number of days.

Florida 2-14 fees at a glance

Approved course: provider price varies; TPG currently advertises a $149 option. Pearson VUE exam: $44 per attempt. Florida application and license-identification fees: $55. Resident LiveScan: $49.50 plus applicable county sales tax.

Florida lists a 24-hour continuing-education requirement due biennially. The license can expire after 48 months without an appointment, so the CE cycle should not be confused with a fixed two-year license expiration.

Official Florida licensing sources

Use these government and examination-provider pages to confirm requirements before paying or applying.

Florida DFS: 2-14 Resident Life license qualification sheet — 30-hour course, application, fingerprints, examination, appointment, and CE
Pearson VUE: Florida insurance examination outline effective January 1, 2026 — 85 scored plus 10 pretest questions and two-hour limit
Pearson VUE: Florida insurance candidate handbook — $44 exam, 70% passing score, $55 state fees, and retake limit
Florida DFS: Fingerprinting information — approved vendor, validity period, and current resident LiveScan price

Licensed for Florida 2-14? Here is the next step.

A license is only the first step. The Price Group supports remote Florida agents with training, lead options, and carrier-contracting assistance. Availability and contract levels depend on carrier approval. Apply below and we will walk you through the process.

CE hours per renewal

24 hrs

Official CE rules

Reciprocity

Florida publishes separate resident-transfer and nonresident paths. Confirm the path that matches your current home-state license before applying.

The TPG perspective

Selling Insurance in Florida

What the Florida insurance market actually looks like for new agents, from a remote-first agency that writes business here every week.

The Florida 2-14 resident license covers life insurance and annuity contracts, including variable contracts when the agent also meets applicable securities requirements. A Florida agent must be both licensed and appointed before transacting insurance.

TPG supports remote insurance agents working by phone across Florida. Carrier contracting and product availability remain subject to each carrier's approval and the authority shown on the agent's license.

Ready to start writing business in Florida?

Florida Licensing FAQ

Quick answers to the most common questions about getting licensed in Florida.

Why agents choose The Price Group

Once you are licensed, the next decision is who you go to market with. The Price Group is built for life insurance agents who want a real system, not an MLM.