Not licensed yet in New Jersey?
Get the full step-by-step guide to passing your New Jersey life insurance exam, including costs, timelines, and the New Jersey Department of Insurance links.
See the New Jersey licensing guideHow to Sell Insurance From Home in New Jersey
The Price Group helps agents across the Garden State build profitable insurance businesses from home. From Newark to Jersey City, New Jersey agents are building successful businesses with our proven system.
Skip the turnpike. New Jersey agents serve clients across the Northeast from a home office with AI-powered leads.
Getting Licensed in New Jersey
New Jersey requires 20 hours of pre-licensing education, an exam with 100 questions, and roughly $476 in total startup costs. The full step-by-step requirements, exam details, and fees are broken down on our New Jersey licensing guide.
See the full New Jersey life insurance license guide.Why New Jersey Agents Choose TPG
- AI-powered leads. Stop cold-calling. Work qualified prospects matched to your schedule.
- Daily live training. Real producers teaching real scripts, not pre-recorded fluff.
- Independent contracts. Top contracts with 30+ A-rated carriers. You own your book.
- Nationwide community. Join hundreds of TPG agents across the country, including producers based in New Jersey.
The New Jersey Market for Insurance Agents
New Jersey is a dense, high-income Mid-Atlantic market with 9+ million residents and strong permanent life demand. The Price Group writes business across the state, with most agent activity concentrated in Newark, Jersey City, Paterson, Elizabeth, and Edison. Because TPG runs a fully remote, telesales-first model, New Jersey agents work from home and serve every county on the map, not just their local metro. Final expense is the entry product most New Jersey agents start with because lead flow is consistent and average premium fits a wide range of senior budgets, and term, whole life, and Medicare Supplement cross-sells follow naturally as the book matures.
New Jersey Insurance Agent FAQ
How long does it take to get a life insurance license in New Jersey?
Plan on 1 to 4 weeks. Most candidates finish the 20-hour pre-licensing course in 1 to 2 weeks studying part-time, then schedule the PSI Services LLC exam. Including fingerprinting and New Jersey DOI application processing, total time from start to license issuance is typically 3 to 6 weeks.
How much does a New Jersey life insurance license cost?
Budget about $350 all-in: pre-licensing or exam-prep course (~$149), the $38 state exam fee, the $170 New Jersey license application fee, and roughly $50 for fingerprinting/background check. The Price Group reimburses qualifying course costs after your first sale.
Do I need to be a New Jersey resident to get a New Jersey life insurance license?
No. New Jersey issues non-resident licenses to agents already licensed in good standing in their home state. The non-resident application is filed through NIPR with no additional New Jersey pre-licensing required.
Which New Jersey license should I get for selling final expense and term life?
The New Jersey Life Producer (Life-Only) license is the minimum required to sell life insurance, including final expense and term/whole life. If you also want to sell Medicare Supplement or under-65 health, you can either take a combined Life & Health course up front or add the Health line later. TPG agents typically start Life-Only and add Health when they are ready.
Who This Is For
Whether you're already licensed in New Jersey, currently studying, or just exploring a career change, TPG meets you where you are. We'll help you get licensed, get contracted, and start writing business from a home office anywhere in New Jersey.
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